Last year, i was hooked on online shopping. The process of clicking and putting stuff in the cart and checking them out in a virtual world on internet just sitting in front of computer was an exhilarating experience. Little did I know that in few months down the road, I will get myself in a serious financial issues.
When I realized I spent probably a little more than twice amount of money than my average spending, I freaked out. I took part time job on campus and sold my books. I did everything but spend less!!! The thing is, it was hard to cut back once I got crazy with spending. It was not like I got into expensive designer brands, they were just little things here and there; take out food because I didn't feel like cooking, books I bought and never read, food I bought and threw out eventually, clothes and shoes I bought not out of necessity but just because they are pretty and I want them.
This year i pledged myself not to spend recklessly. I bought a microwavable grill and rice cooker so I can cook my food instead of doing take outs or eating out everyday. I deleted online shopping websites off of my bookmark. I also created a monthly budget, and most importantly, I started writing an account book.
At first I didn't expect much from writing one, but now I am glad I had made such a decision. Yes, keeping an account book does help you save money, a lot. First of all, it forces you to monitor and re-evaluate your spending history on a daily basis. I remember my surprises at discovering how much more I spent a day than I actually had imagined. Secondly, it really does show little things add up. It is just a $2.00 coffee, $5 cab money, $10 lunch take out, $15 book purchase, and $1 muffin and look what they add up to $33!!!
Now, I am not saying we should not be taking a cab or should not be drinking coffees or buying books to save money. My point is that the awareness of little things add up prevents one from making multiple unimportant, unplanned and insignificant purchases, thereby saving a big money for a smart investment or good quality time in near future (i.e.adding RAM space to your lap top, fixing your computer, getting good art brushes, getting good quality printer, treating your family to a nice restaurant etc,...)
I must admit I still make mistakes here and there, like +$20 purchase on bunch of patterned papers out of whim... but comparing me now to another version of me last year, this has been a big improvement. I probably have lesser stuff than last year, but I feel much more secured and happy.
When I realized I spent probably a little more than twice amount of money than my average spending, I freaked out. I took part time job on campus and sold my books. I did everything but spend less!!! The thing is, it was hard to cut back once I got crazy with spending. It was not like I got into expensive designer brands, they were just little things here and there; take out food because I didn't feel like cooking, books I bought and never read, food I bought and threw out eventually, clothes and shoes I bought not out of necessity but just because they are pretty and I want them.
Ralph (John C. Reilly) is tired of being overshadowed by Fix-It Felix
(Jack McBrayer), the "good guy" star of their game who always gets to
save the day. But after decades doing the same thing and seeing all the
glory go to Felix, Ralph decides he's tired of playing the role of a bad
guy. He takes matters into his own massive hands and sets off on a
game-hopping journey across the arcade through every generation of video
games to prove he's got what it takes to be a hero. On his quest, he
meets
the tough-as-nails
Sergeant Calhoun (Jane Lynch) from the first-person action game Hero's
Duty. But it's the feisty misfit Vanellope von Schweetz (Sarah
Silverman) from the candy-coated cart racing game, Sugar Rush, whose
world is threatened when Ralph accidentally unleashes a deadly enemy
that threatens the entire arcade. Will Ralph realize his dream and save
the day before it's too late? 